Ledgeford Business Loans is a business funding broker, not a lender. Funding partners set any terms; merchant cash advances are not loans; figures are Census data or labeled invented examples.
The role Ledgeford Business Loans plays in a request
Ledgeford Business Loans is a business funding broker. It does not lend money, approve requests or decide the terms of any funding. It takes a request by phone or through the form, talks through the cost with the owner, and passes the request to independent funding partners.
Any offer comes from a funding partner
Nothing on this site is an offer of credit or a commitment to fund. A funding partner reviews each request on its own criteria and sets the amount, term, rate or factor, payment schedule, collateral and guarantees, or declines. Read any agreement in full before signing, and ask an accountant or attorney about anything unclear.
Merchant cash advances are a purchase of receivables
A merchant cash advance is not a loan. The provider buys a share of future card sales or receivables for a set price, and the cost is stated as a factor rather than an interest rate. Pages that cover advances describe them in those terms.
Where the numbers on these pages come from
Business counts, employee counts and payrolls come from the U.S. Census Bureau: County Business Patterns (2023), ZIP Code Business Patterns (2023), Nonemployer Statistics (2024), the American Community Survey 2020-2024 5-year estimates and, for new housing units, the Building Permits Survey (2023-2025), each labeled with its area and year. Payment examples marked as illustrations use invented figures, and the calculator shows estimates from the numbers you enter, not quotes.
Requests this site does not take
Ledgeford Business Loans does not arrange funding for trucking companies or agricultural operations, and it does not handle consumer, personal, mortgage or real estate loans. Questions about these disclosures: call (208) 445-0233 or use the contact page.
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